Work News / Link this account with Aadhaar today, get 5000 rupees, find out how

Under Pradhan Mantri Jan Dhan Yojana, Jan Dhan Yojana accounts of the country's poor are opened at zero balance in banks, post offices and nationalized banks. With the opening of accounts under Pradhan Mantri Jan Dhan Yojana (PMJDY), many facilities are provided to the customers. Even if you do not have a balance in your account, you can withdraw Rs 5,000. Let us tell you today what amazing features are available with this account, and how to open this account. Let it be known that only those people whose account will be linked to Aadhaar will get the benefit of the facilities available in this account.

This way you get the facility to withdraw 5 thousand rupees

On the PM Jan Dhan account, customers get an overdraft facility of Rs 5,000. You need to have Aadhaar card to avail the overdraft facility. Apart from this PMJDY account also needs to be linked with Aadhaar card. Under the scheme, PM Modi's aim was to open a bank account for every family. Under Jan Dhan Yojana, you can also open an account for a child below 10 years of age.

Learn what an overdraft feature is
An overdraft facility is a facility under which an account holder can withdraw money from an account even if he does not have money in his account. This means that the account holder's account balance is zero. If a PM Jan Dhan account is not linked to the Aadhaar card, the account will not get the benefit of overdraft facility.

To avail this facility, the account holder has to keep sufficient amount in the account for the first 6 months and during this time they also have to transact with this account from time to time. Debit cards are issued to such account holders, which can be used for easy transactions.

These documents are required to open an account

Aadhaar Card or Passport or Driving License or PAN Card, Voter Card, NREGA Job Card, Letter issued by authorization containing name, address and Aadhaar number, Letter issued by Gazetted Officer with certified photo of account opening.

This has to be done to open a new account

If you want to open your new Jan Dhan account, you can easily do this by going to the nearest bank. For this you have to fill the form in the bank. It should include name, mobile number, name of the bank branch, address of the applicant, nominee, occupation / employment and annual income and number of dependents, SSA code or ward number, village code or town code, etc.

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