Even if you forget the debit card, you can withdraw cash from the ATM, know TRICK
On arrival at the ATM, if you find out that the ATM forgot to bring the debit card, do not be discouraged. You can withdraw cash from an ATM without having a debit card. However, many banks have introduced Cardless Cash Withdrawal at ATMs.
New Delhi: No need to despair if you find out on arrival at an ATM that you forgot to bring an ATM debit card. You can withdraw cash from an ATM without having a debit card. However, many banks have introduced Cardless Cash Withdrawal at ATMs. This feature allows you to withdraw cash without an ATM debit card. Let me tell you how this service works and how easy and safe it is to use.
How to withdraw money without ATM debit card
1. First of all you need to know whether your bank is offering this cardless facility or not. 2. If your bank offers this feature, download its app. 3. Download YONO app if you are a customer of SBI. 4. Go to ‘YONO cash option’, then click on ‘cash on mobile’ option. 5. If you are a customer of Bank of Baroda, download the BOB MConnect plus app. 6. Then click on 'card-less cash withdrawal'.
7,If you are a customer of ICICI Bank, download iMobile app 8. Then click on 'card-less cash withdrawal'. 9. Then fill in the amount of cash you want to withdraw. 10. OK the transaction, then enter the PIN of the baking app. 11. The bank app OTP will send you to a registered mobile number, which will be for a fixed period of time. 12. Then you go to your bank's ATM. 13. Select the 'card-less cash withdrawal' option. 14. Enter your mobile number. Enter the OTP received on the registered mobile number. 15. Enter the same amount of cash that you entered in the app, the transaction is completed.
Benefits of Cardless ATM Its biggest advantage is that it does not need to be kept with a debit card.This reduces the risk of ATM fraud,
ATM cloning. Remember that this feature of Cardless Cash is only available at your bank's ATM. You will not be able to avail this facility from any other bank's ATM. This means that SBI customers will not be able to avail this facility from ICICI Bank ATMs..
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Even if you forget the debit card, you can withdraw cash from the ATM, know TRICK
Reviewed by Admin
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August 20, 2020
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